An E&O policy provides protection against claims arising out of errors, acts, or omissions of the insurance agent or any other covered person for whom the insured agent is legally liable in the rendering of, or failing to render professional services for others in the capacity as an insurance agent.

Many Insurance Carriers including Americo, Assurity, Empire General, Indianapolis Life, Mutual of Omaha, Old Mutual Life, PanAmerican and West Coast Life require that you have E&O insurance in order to get appointed. This list changes from time to time so feel free to give us a call is you have any questions regarding E&O requirements. Some carriers are flexible enough to allow you to obtain E&O at the time of contracting if you do not have it currently.

IMS highly recommends having E&O insurance due to the fact that one out of seven insurance agents have an E&O claim each year.

More than that ... it seems these days that insurance agents E&O coverage is a necessity with rampant frivolous lawsuits. As part of our commitment to our agents IMS and EPIC are sponsoring an errors and omissions program exclusively for agencies contracted with the IMO’s of Epic Marketing Group, LLC. 
 

SIGN UP ONLINE

CalSurance is the key provider for IMS agents E&O insurance. We have arranged for a great discounted rate and our agents can even spread out payments rather than paying annually.

Simply Click the CalSurance Logo above to Sign-Up Online.

RATES FOR COVERAGE

If you would like to get the discounted rate information on the Errors and Omissions policy coverage provided by CalSurance prior to beginning the online sign-up process, you can click the link to the left to be taken to their rate sheet.

CLICK TO SEE RATES

E&O POLICY COVERAGE DETAILS

If you would like to get information on the Errors and Omissions policy coverage from CalSurance prior to beginning the online sign-up process, you can click the link to the left to be taken to their data sheet.

CLICK TO SEE PLAN DETAILS